Top 3 Mortgage Lenders in Owatonna

Affinity Plus Federal Credit Union stands as one of Owatonna's most trusted mortgage lenders with deep community roots and exceptional member service. As a local credit union with a physical branch in Owatonna, they offer personalized mortgage guidance and competitive rates. Their mortgage advisors are known for taking time to understand each borrower's unique situation, offering various loan programs including specialized first-time homebuyer options. The credit union consistently receives high marks for their transparent process, local decision-making, and commitment to member satisfaction rather than shareholder profits.

Bremer Bank has been serving Owatonna homeowners for decades with a strong reputation for reliable mortgage lending and community involvement. Their local mortgage specialists provide in-person consultations and understand the specific dynamics of the Steele County housing market. Bremer offers competitive conventional and government-backed loans with the advantage of local underwriting and decision-making. Customers consistently praise their responsive service, knowledgeable staff, and smooth closing processes, making them a top choice for both purchase and refinance transactions in the Owatonna area.

While based in nearby Rochester, CrossCountry Mortgage has established an outstanding reputation for serving Owatonna homebuyers with exceptional service and highly competitive rates. Their local loan officers are praised for their expertise in navigating complex mortgage scenarios and providing personalized solutions. The company offers an extensive range of loan products with the backing of a national lender's resources while maintaining local, relationship-focused service. Numerous customer reviews highlight their responsiveness, attention to detail, and ability to close loans efficiently, making them a preferred choice for many Southern Minnesota homebuyers.