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Racine, MN

Top 3 Mortgage Lenders in Racine

Compare verified mortgage lenders serving Racine, Minnesota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
750+
Reviews
10
Loan Types

Available Loan Programs in Racine

Conventional
FHA
VA
USDA
Jumbo
Refinance
First-time Homebuyer
Construction
Home Equity
Investment Property

Featured Mortgage Lenders

1

Mortgage Department

The Mortgage Department

★★★★☆
4.9/5

The Mortgage Department is a highly-rated Rochester-based mortgage broker serving southeastern Minnesota, including Racine. With over two decades of experience, they specialize in personalized service and have exceptional customer reviews praising their responsiveness and competitive rates. Their team of experienced loan officers provides comprehensive mortgage solutions with a focus on first-time homebuyers and rural property financing, making them an excellent choice for Racine residents seeking local expertise with a personal touch.

Experience:25 years
Reviews:150 customer reviews
1829 2nd Street SW, Rochester, MN 55902

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer
2

Think Bank Mortgage

Think Bank

★★★★☆
4.8/5

Think Bank is a Rochester-based community bank with a strong mortgage division that serves the entire southeastern Minnesota region, including Racine. They consistently receive high marks for customer service and offer competitive rates with local underwriting decisions. As a community-focused institution, they understand the unique needs of rural Minnesota homebuyers and offer specialized USDA and rural development loans that are particularly relevant for Racine area properties.

Experience:20+ years
Reviews:200 customer reviews
101 1st Street SW, Rochester, MN 55902

Loan Types:

ConventionalFHAVAUSDAConstructionRefinanceHome Equity
3

Wells Fargo Home Mortgage

Wells Fargo Bank

★★★★☆
4.6/5

Wells Fargo maintains a strong presence in southeastern Minnesota with multiple branches serving the Racine area. Their Rochester mortgage office provides comprehensive lending services with the backing of a national lender's resources and competitive rate offerings. While being a large national bank, they maintain local loan officers who understand the Racine market and can provide personalized service. Their extensive loan product portfolio and digital mortgage tools make them a reliable option for Racine homebuyers seeking both local service and national lender capabilities.

Experience:30+ years
Reviews:400 customer reviews
2101 South Broadway, Rochester, MN 55904

Loan Types:

ConventionalFHAVAJumboRefinanceFirst-time HomebuyerInvestment Property

Why Choose a Mortgage Lender in Racine?

Local Market Knowledge

Lenders who understand Racine's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Minnesota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Racine and get competitive rates on your home loan.