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Home/Minnesota/Rochester
Rochester, MN

Top 3 Mortgage Lenders in Rochester

Compare verified mortgage lenders serving Rochester, Minnesota. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.8
Avg Rating
655+
Reviews
12
Loan Types

Available Loan Programs in Rochester

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Investment Property
First-time Homebuyer Programs
Construction-to-Permanent
Renovation

Featured Mortgage Lenders

1

Think Mutual Bank Mortgage Team

Think Mutual Bank

★★★★☆
4.8/5

Think Mutual Bank stands out as Rochester's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As a community-focused financial institution, they offer personalized service and competitive rates specifically tailored to Rochester residents. Their mortgage team has extensive experience with local real estate markets and provides comprehensive guidance through the entire home financing process. Customers consistently praise their responsiveness, transparent communication, and ability to close loans efficiently. Their strong local presence ensures they understand the unique aspects of Rochester's housing market, making them a top choice for both first-time homebuyers and experienced property investors.

Experience:15 years
Reviews:125 customer reviews
2100 41st St NW, Rochester, MN 55901

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstructionFirst-time Homebuyer
2

Bell Bank Mortgage

Bell Bank Mortgage

★★★★☆
4.9/5

Bell Bank Mortgage has earned an exceptional reputation throughout Minnesota, including strong service in Rochester, with their "Happy Banking" philosophy and outstanding customer experience. They consistently receive top ratings for their competitive rates, efficient processing, and exceptional customer service. Their mortgage experts provide personalized guidance and have extensive knowledge of Minnesota's housing markets. Bell Bank is particularly noted for their fast closing times and transparent communication throughout the loan process. With a strong regional presence and numerous awards for customer satisfaction, they've become one of the most trusted mortgage lenders serving Rochester homebuyers.

Experience:12 years
Reviews:350 customer reviews
1550 Utica Ave S, St. Louis Park, MN 55416

Loan Types:

ConventionalFHAVAJumboRefinanceConstructionInvestment PropertyFirst-time Homebuyer Programs
3

Waterstone Mortgage

Waterstone Mortgage Corporation

★★★★☆
4.7/5

Waterstone Mortgage has built a strong reputation across Minnesota, including dedicated service to Rochester homebuyers, with two decades of mortgage lending expertise. They offer a comprehensive range of loan products and are particularly known for their competitive construction and renovation loan programs. Their experienced loan officers provide personalized service and have deep knowledge of the southern Minnesota real estate market. Customers consistently rate them highly for their professionalism, attention to detail, and ability to handle complex financing scenarios. With multiple branch locations throughout Minnesota and a commitment to community involvement, Waterstone Mortgage has established itself as a reliable and trusted mortgage partner for Rochester residents.

Experience:20 years
Reviews:180 customer reviews
3255 Eagle Point Dr, Eagan, MN 55121

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction-to-PermanentRenovation

Why Choose a Mortgage Lender in Rochester?

Local Market Knowledge

Lenders who understand Rochester's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Minnesota.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Rochester and get competitive rates on your home loan.