Top 3 Mortgage Lenders in Scandia

Affinity Plus Federal Credit Union stands out as one of Minnesota's most trusted mortgage lenders with deep roots in the Twin Cities metro area. While headquartered in St. Paul, they actively serve the Scandia community through their nearby Woodbury branch. Their exceptional 4.8 rating reflects consistently outstanding customer service, competitive rates, and personalized mortgage guidance. As a member-owned credit union, they prioritize member needs over profits, offering comprehensive mortgage solutions with local underwriting and decision-making. Their 90+ year history demonstrates remarkable stability and commitment to Minnesota communities.

KleinBank brings over a century of community banking expertise to the Scandia area, with their nearby Lake Elmo location providing convenient access for local residents. Their 4.7 rating stems from deeply personalized service and local decision-making authority that national lenders can't match. As Minnesota's largest family-owned state-chartered bank, they understand the unique aspects of Washington County's housing market. They're particularly strong in construction and land loans, making them an excellent choice for Scandia's rural and semi-rural properties. Their long-standing presence and community involvement make them a trusted local partner.

Wells Fargo provides Scandia residents with the resources of a national lender combined with local presence through their Woodbury mortgage office. Their 4.5 rating reflects strong performance in competitive rate offerings and extensive mortgage product availability. As one of the nation's largest mortgage originators, they offer sophisticated digital tools alongside in-person service. Their local mortgage consultants have deep knowledge of the Stillwater/Scandia area market dynamics. While a national bank, their established local branches and dedicated mortgage team provide Scandia homebuyers with both extensive resources and personalized attention.