Top 3 Mortgage Lenders in Utica

As Minnesota's largest state-chartered credit union, Affinity Plus has been serving communities across Minnesota for over 90 years. They offer highly competitive mortgage rates and exceptional member service, with multiple branches throughout southeastern Minnesota. Their mortgage specialists provide personalized guidance through the entire home buying process, and they're known for their community-focused approach and transparent lending practices. They serve the Utica area through their Rochester locations and digital mortgage platform.

Based in Rochester, The Mortgage Guys have built an outstanding reputation throughout southeastern Minnesota with exceptional customer satisfaction ratings. They specialize in providing personalized mortgage solutions with local underwriting and decision-making. Their team has extensive experience with rural properties and first-time homebuyer programs relevant to the Utica area. Customers consistently praise their responsive communication, competitive rates, and ability to close loans efficiently.

Fairway Independent Mortgage has a strong presence in southeastern Minnesota with a Rochester branch that actively serves the Utica area. They're nationally recognized for their competitive rates and excellent customer service, with local loan officers who understand the unique aspects of Minnesota's housing market. They offer a wide range of loan products and are particularly noted for their efficient processing and closing timelines. Their team has deep experience with both urban and rural properties in the region.