Top 3 Mortgage Lenders in Warroad

North Star Community Credit Union stands as Warroad's premier local mortgage lender with deep community roots spanning over eight decades. As a member-owned financial cooperative, they offer personalized service and competitive rates specifically tailored to the Warroad community. Their mortgage team provides comprehensive guidance through the entire home financing process, with special expertise in rural housing programs and construction loans that are particularly relevant to the Warroad area. With their main office located right in Warroad, they offer the convenience of face-to-face consultations and local decision-making.

Bremer Bank maintains a strong physical presence in Warroad with a full-service branch that includes dedicated mortgage professionals. As a regional bank with deep Minnesota roots, they understand the unique housing needs of northern Minnesota communities. Their mortgage specialists offer competitive rates and flexible terms, with particular strength in agricultural property financing and construction loans. Bremer's local loan officers provide personalized service with the backing of a substantial financial institution, ensuring reliable funding and local underwriting expertise for Warroad homebuyers.

While headquartered in Grand Forks, Alerus Mortgage maintains a strong presence in northwest Minnesota and actively serves the Warroad market through their nearby Roseau office. They offer a comprehensive range of mortgage products with competitive rates and have developed particular expertise in serving border communities like Warroad. Their digital mortgage platform combined with local representation provides Warroad residents with both convenience and personalized service. Alerus receives consistently high marks for customer satisfaction and offers specialized programs for first-time homebuyers and construction financing that are well-suited to the Warroad housing market.