Top 3 Mortgage Lenders in Wells

First National Bank of Fairmont is a highly-rated community bank with deep roots in southern Minnesota, serving Wells and surrounding communities for over 130 years. They offer personalized mortgage services with local underwriting and decision-making, which allows for more flexible lending options. Their mortgage team, led by experienced lenders like Mark Schmitz, provides competitive rates and exceptional customer service. As a community bank, they understand the local real estate market and offer specialized construction and agricultural property loans that larger lenders may not provide.

United Prairie Bank has been serving southern Minnesota communities including Wells for over 80 years. They offer a comprehensive range of mortgage products with competitive rates and local processing. Their experienced mortgage team provides personalized service and understands the unique needs of rural and small-town homebuyers. The bank is known for its strong community involvement and commitment to helping customers achieve homeownership through flexible lending criteria and expert guidance throughout the mortgage process.

Altra Federal Credit Union serves members throughout southern Minnesota, including Wells residents, with competitive mortgage products and exceptional member service. As a credit union, they offer lower fees and competitive interest rates compared to many traditional banks. Their mortgage team provides personalized guidance through the entire homebuying process, with special programs for first-time homebuyers and flexible qualification criteria. Altra is known for their responsive service and commitment to helping members achieve their homeownership goals with various loan options tailored to individual financial situations.