Top 3 Mortgage Lenders in Bruce

Guaranty Bank & Trust is a highly-rated community bank with deep roots in North Mississippi, serving Bruce and surrounding Calhoun County areas for over a century. Their mortgage team receives exceptional reviews for personalized service, local underwriting decisions, and competitive rates. As a community bank, they offer the advantage of local decision-making while providing comprehensive mortgage products including specialized rural development loans ideal for the Bruce area. Their longstanding presence and commitment to the local community make them a top choice for homeowners seeking reliable, relationship-based mortgage services.

Renasant Bank is a well-established regional financial institution with strong presence throughout Mississippi, including service to the Bruce area. Their mortgage division receives high marks for competitive rates, efficient processing, and knowledgeable loan officers familiar with rural Mississippi markets. With over a century of operation, Renasant offers the stability of a large bank while maintaining local service through their Oxford branch, which serves as a regional hub for Calhoun County. They specialize in first-time homebuyer programs and USDA rural development loans that are particularly relevant for the Bruce community.

Mortgage Solutions Financial is an independent mortgage broker based in Oxford that actively serves clients throughout North Mississippi, including Bruce. They consistently receive excellent reviews for their competitive rates, flexible loan options, and personalized service approach. As mortgage brokers, they have access to multiple lenders and can shop rates on behalf of clients, often securing better terms than single-lender options. Their team has extensive experience with rural properties and agricultural areas similar to Bruce, and they're particularly noted for their expertise in USDA and FHA loans that benefit buyers in smaller Mississippi communities.