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Decatur, MS

Top 3 Mortgage Lenders in Decatur

Compare verified mortgage lenders serving Decatur, Mississippi. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
545+
Reviews
9
Loan Types

Available Loan Programs in Decatur

Conventional
FHA
VA
USDA
Construction
Refinance
Jumbo
Construction-to-Permanent
First-time Homebuyer Programs

Featured Mortgage Lenders

1

David Rushing

Peoples Bank of Decatur

★★★★☆
4.8/5

As the primary local bank serving Decatur for over a century, Peoples Bank of Decatur offers deeply personalized mortgage services with strong community ties. Their experienced loan officers provide customized solutions for first-time homebuyers and existing homeowners alike, with particular expertise in rural housing loans suitable for Newton County. The bank maintains an exceptional local reputation for responsive service and competitive rates, making them the go-to choice for Decatur residents seeking face-to-face mortgage assistance.

Experience:25 years
Reviews:45 customer reviews
301 East Main Street, Decatur, MS 39327

Loan Types:

ConventionalFHAVAUSDAConstructionRefinance
2

Mortgage Department

BankPlus

★★★★☆
4.6/5

BankPlus serves as a strong regional mortgage provider with extensive experience throughout East Central Mississippi, including Decatur. As a community-focused financial institution with over 110 years of operation, they offer comprehensive mortgage solutions with competitive local rates. Their mortgage team provides personalized guidance through the entire home financing process, with special programs for first-time buyers and flexible construction lending options that are particularly valuable in the Decatur area's housing market.

Experience:20 years
Reviews:180 customer reviews
202 South Commerce Street, Union, MS 39365

Loan Types:

ConventionalFHAVAJumboConstruction-to-PermanentRefinance
3

Local Branch

Fairway Independent Mortgage Corporation

★★★★☆
4.7/5

Fairway Independent Mortgage Corporation maintains a strong presence throughout Mississippi with dedicated local loan officers serving the Decatur area. As a nationally recognized mortgage lender with deep regional expertise, they offer competitive rates and exceptional customer service. Their extensive loan portfolio includes specialized programs for rural properties and government-backed loans that work well for Decatur homebuyers. The company consistently receives high marks for efficient processing and responsive communication throughout the mortgage journey.

Experience:15 years
Reviews:320 customer reviews
130 LeFleurs Square, Jackson, MS 39211

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceFirst-time Homebuyer Programs

Why Choose a Mortgage Lender in Decatur?

Local Market Knowledge

Lenders who understand Decatur's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Mississippi.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Decatur and get competitive rates on your home loan.