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Houlka, MS

Top 3 Mortgage Lenders in Houlka

Compare verified mortgage lenders serving Houlka, Mississippi. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.4
Avg Rating
295+
Reviews
9
Loan Types

Available Loan Programs in Houlka

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
First-time Homebuyer
Construction-to-Permanent

Featured Mortgage Lenders

1

Renasant Bank Mortgage Department

Renasant Bank

★★★★☆
4.3/5

Renasant Bank is one of Mississippi's most established and trusted financial institutions with deep roots throughout northern Mississippi. With multiple branches serving the Houlka area and extensive mortgage lending experience, they offer personalized service and competitive rates. Their local loan officers understand the unique rural property needs of Chickasaw County and provide comprehensive mortgage solutions with the convenience of local decision-making and community-focused service.

Experience:118 years
Reviews:85 customer reviews
209 Troy Street, Tupelo, MS 38804

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Foundation Mortgage

Foundation Mortgage, LLC

★★★★☆
4.8/5

Foundation Mortgage has built an exceptional reputation throughout northern Mississippi for their expertise in rural and small-town mortgage lending. Serving Houlka and surrounding Chickasaw County areas, they specialize in USDA loans which are particularly valuable for rural properties. Their high rating reflects consistent customer satisfaction, with clients praising their responsive communication, thorough guidance through the mortgage process, and ability to secure competitive rates for buyers in rural communities.

Experience:18 years
Reviews:120 customer reviews
1018 Commonwealth Boulevard, Oxford, MS 38655

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinance
3

Cadence Bank Mortgage Services

Cadence Bank

★★★★☆
4.2/5

Cadence Bank (formerly BancorpSouth) has been serving Mississippi communities for over a century and maintains a strong presence throughout the region surrounding Houlka. Their mortgage team has extensive experience with rural property financing and offers specialized knowledge of USDA rural development loans. With local branches and decision-makers in the area, they provide personalized service combined with the resources of a regional banking institution, making them a reliable choice for Houlka area homebuyers seeking competitive rates and local expertise.

Experience:134 years
Reviews:90 customer reviews
201 South Spring Street, Tupelo, MS 38804

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentRefinance

Why Choose a Mortgage Lender in Houlka?

Local Market Knowledge

Lenders who understand Houlka's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Mississippi.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Houlka and get competitive rates on your home loan.