Top 3 Mortgage Lenders in Summit

Magnolia Federal Credit Union is a highly-rated local financial institution serving Southwest Mississippi, including the Summit area. With nearly 70 years of community banking experience, they offer personalized mortgage services with competitive rates and flexible terms. Their mortgage team provides one-on-one guidance through the entire home buying process, specializing in first-time homebuyer programs and government-backed loans. Members consistently praise their exceptional customer service, local decision-making, and commitment to the communities they serve.

The Mortgage Company is a well-established regional lender serving Lincoln County and surrounding areas, including Summit. With over two decades of experience, they've built a strong reputation for transparent lending practices and competitive mortgage rates. Their team of local loan officers provides personalized service and deep knowledge of the Southwest Mississippi real estate market. Customers consistently highlight their efficient processing, clear communication throughout the loan process, and expertise in rural development loans ideal for the Summit area.

Guild Mortgage is a nationally recognized mortgage lender with strong local presence throughout Mississippi, including service to the Summit area. With over 60 years in business, they offer a comprehensive range of mortgage products with competitive rates and flexible underwriting. Their Jackson-based team serves Southwest Mississippi with expertise in both urban and rural property financing. Guild receives consistent praise for their knowledgeable loan officers, streamlined digital application process, and exceptional customer service, particularly for VA and FHA loans popular in the region.