Top 3 Mortgage Lenders in Annapolis

First Community Credit Union stands out as one of the highest-rated mortgage lenders serving the Annapolis area through their Fredericktown branch location. With over 65 years serving southeast Missouri communities, they offer exceptional personalized service and competitive rates. Their mortgage team specializes in rural home financing including USDA loans, which are particularly relevant for the Annapolis region. Customers consistently praise their local decision-making, transparent process, and commitment to finding the right loan products for each borrower's unique situation.

Southern Bank has been serving Missouri communities for over 135 years and maintains a strong presence in the Annapolis area through their Poplar Bluff location. Their mortgage division receives consistently excellent reviews for their knowledgeable loan officers, competitive interest rates, and streamlined application process. Specializing in both primary residence and vacation property financing in rural Missouri, they offer particular expertise with construction loans and rural development programs. Their local underwriting and decision-making capabilities ensure efficient closings.

Fairway Independent Mortgage Corporation's Cape Girardeau office serves the Annapolis area with exceptional mortgage services and consistently ranks among the top-rated lenders in southeast Missouri. With nationwide resources but local expertise, they offer competitive rates and innovative loan programs. Their loan officers specialize in navigating the unique aspects of rural Missouri real estate transactions and provide exceptional customer service throughout the entire process. Multiple industry awards and hundreds of positive customer reviews confirm their reputation for reliability and excellent communication.