Top 3 Mortgage Lenders in Chesterfield

Paramount Bank is a highly-rated local community bank with deep roots in Chesterfield, consistently earning exceptional customer reviews for personalized service and competitive mortgage rates. As a Chesterfield-based institution, they offer the advantage of local decision-making and relationship-based lending. Their mortgage team, led by experienced professionals like Mike Heimos, provides comprehensive home financing solutions with particular expertise in jumbo loans and construction lending. The bank maintains a 4.9-star rating across multiple review platforms, with customers praising their responsiveness, transparency, and smooth closing processes.

USA Mortgage is one of the top-rated regional mortgage lenders serving the St. Louis metropolitan area, including Chesterfield, with an outstanding reputation for customer service and competitive rates. Founded in 2001, they have built a strong presence throughout Missouri with hundreds of excellent reviews highlighting their efficient processing, knowledgeable loan officers, and exceptional communication. Steve Schlesinger and his team are particularly noted for their expertise in first-time homebuyer programs and government-backed loans. Their local processing and underwriting teams ensure quick turnaround times and personalized service.

First Community Credit Union has been serving the St. Louis region since 1934 and maintains a strong Chesterfield presence with their local branch. As a member-owned financial cooperative, they consistently offer highly competitive mortgage rates and lower fees than many traditional banks. Their mortgage team receives outstanding reviews for their educational approach, particularly with first-time homebuyers, and their streamlined application process. With decades of experience in the Chesterfield market, they understand local property values and community dynamics, providing tailored mortgage solutions with the personal touch of a community-focused institution.