Top 3 Mortgage Lenders in Chula

As the premier community bank serving Livingston County and surrounding areas including Chula, Citizens Bank & Trust has built an exceptional reputation over 140+ years of continuous service. Their mortgage department receives consistently outstanding reviews for personalized service, competitive rates, and deep local market knowledge. They specialize in rural property financing and USDA loans which are particularly relevant for the Chula area. With their long-standing community presence and dedicated mortgage professionals, they offer the combination of local decision-making with comprehensive loan options that makes them a top choice for home financing in north-central Missouri.

F&M Bank and Trust has been a trusted mortgage lender in north Missouri for over a century, serving Chula and surrounding communities with exceptional home financing solutions. They consistently earn high marks for their responsive service, competitive rates, and expertise in rural property lending. Their mortgage team includes experienced loan officers who understand the unique aspects of financing homes in smaller communities like Chula. The bank's strong capital position allows them to portfolio loans when appropriate, providing flexibility that larger lenders cannot match. Their commitment to local service and community development makes them a standout choice.

While based in Kirksville, Fidelity Mortgage Group has established itself as a leading regional mortgage lender serving multiple counties including Livingston County where Chula is located. With nearly three decades of experience, they've built a strong reputation for expertise in rural Missouri home financing, particularly with USDA and FHA loans that are well-suited for the Chula market. Customers consistently praise their efficient processing, competitive rates, and knowledgeable loan officers who provide personalized guidance throughout the mortgage process. Their regional focus allows them to combine local market understanding with a wide range of loan products and investor relationships.