Top 3 Mortgage Lenders in De Soto

First State Community Bank is a highly-rated regional bank with deep roots in Jefferson County and strong presence serving De Soto residents. With over 25 years of experience, they offer personalized mortgage services through local loan officers who understand the specific needs of the De Soto housing market. Their exceptional 4.8 rating reflects outstanding customer service, competitive local rates, and a streamlined mortgage process. As a community-focused institution, they provide comprehensive loan options including specialized programs for first-time homebuyers and veterans, making them a top choice for De Soto home financing.

Southern Bank has established itself as a premier mortgage lender in the De Soto area with a strong 4.7 customer rating and over two decades of service. Their local mortgage specialists provide personalized attention and deep knowledge of the Jefferson County real estate market. The bank is particularly noted for their competitive construction loan programs and flexible financing options that cater to both urban and rural properties around De Soto. Their commitment to local community development and extensive experience with USDA rural development loans makes them an excellent choice for De Soto homebuyers.

Scott Credit Union serves the De Soto community with exceptional mortgage services and consistently high customer satisfaction ratings. With 20 years of mortgage lending experience, they offer competitive rates and flexible terms that often outperform larger national lenders. Their mortgage team specializes in first-time homebuyer programs and provides comprehensive guidance through the entire home financing process. The credit union's member-focused approach, combined with their strong local presence in Jefferson County, makes them a trusted choice for De Soto residents seeking personalized mortgage solutions with outstanding service.