Top 3 Mortgage Lenders in Franklin

Central Bank of Franklin County stands out as the premier local banking institution serving the Franklin area with deep community roots and personalized mortgage services. As a community bank with multiple locations throughout Franklin County, they offer competitive rates and flexible loan programs tailored to local homebuyers. Their mortgage team provides exceptional one-on-one service with local underwriting decisions, making them particularly strong for first-time homebuyers and those seeking construction or USDA rural development loans. Their long-standing presence in the community and high customer satisfaction ratings make them a top choice for Franklin residents.

Central Federal Savings & Loan has built an outstanding reputation serving Franklin County with reliable mortgage lending and exceptional customer service. As a local financial institution with deep ties to the community, they offer personalized mortgage solutions with competitive rates and flexible terms. Their experienced loan officers provide comprehensive guidance through the entire home buying process, with particular expertise in FHA and VA loans that benefit many Franklin area buyers. The institution's stability and commitment to local service have earned them consistently high ratings and customer loyalty throughout the region.

While headquartered at the Lake of the Ozarks, Central Bank maintains a strong presence throughout central Missouri, including Franklin County, with multiple branches serving the region. They offer a comprehensive range of mortgage products with particularly strong construction and lot loan programs that appeal to Franklin's growing residential market. Their experienced mortgage team provides personalized service with local decision-making authority, and their competitive rates combined with flexible underwriting have earned them excellent customer reviews. The bank's 30-year history and commitment to Missouri communities make them a trusted choice for Franklin area homebuyers.