Top 3 Mortgage Lenders in Graham

American Family Mortgage is a highly-rated regional mortgage lender with extensive experience serving Northwest Missouri communities including Graham. With over two decades in business, they've built an exceptional reputation for personalized service and competitive rates. Their team, led by Scott Stiens, specializes in first-time homebuyer programs, rural development loans, and conventional financing. They are particularly noted for their expertise in USDA loans which are highly relevant for the Graham area. The company maintains a 4.9-star rating across multiple review platforms with customers consistently praising their responsiveness, transparency, and smooth closing processes.

As the primary community bank serving Nodaway County where Graham is located, Nodaway Valley Bank has deep roots and extensive local knowledge. While founded over a century ago, their mortgage department has evolved to offer modern lending solutions while maintaining traditional community banking values. They are particularly strong in agricultural and rural property lending, making them an ideal choice for Graham residents. Customers appreciate their local decision-making authority, competitive rates for community members, and personalized service from lenders who understand the local real estate market. Their long-standing presence ensures stability and reliable service.

Community First National Bank has built a strong reputation across Northwest Missouri for reliable mortgage lending with a focus on personal service. While headquartered in Trenton, they actively serve the Graham area with specialized knowledge of rural Missouri housing markets. Their mortgage team is praised for making the home buying process straightforward and stress-free, with particular expertise in construction loans and first-time buyer programs. The bank's local presence allows for quick decision-making and personalized attention that larger national lenders cannot match. They consistently receive high marks for communication, competitive rates, and their ability to handle unique property situations common in rural areas.