Top 3 Mortgage Lenders in Hannibal

F&M Bank and Trust Company is a highly-rated local community bank with deep roots in Hannibal, consistently earning exceptional customer satisfaction ratings for their personalized mortgage services. As a hometown lender, they offer competitive rates and specialized local market knowledge that national chains can't match. Their mortgage team provides comprehensive guidance through the entire home financing process, from pre-approval to closing, with particular expertise in first-time homebuyer programs and construction loans. Their long-standing presence in the Hannibal community and commitment to local service make them a top choice for residential mortgages in northeast Missouri.

Central Bank of Lake of the Ozarks has established a strong presence in Hannibal with their local branch offering comprehensive mortgage services. They've built an excellent reputation for competitive rates and flexible loan options, particularly strong in FHA and VA lending. Their experienced mortgage officers provide personalized service with local decision-making authority, allowing for faster processing and closing times. Customers consistently praise their responsive communication and thorough guidance throughout the mortgage process. As a regional bank with multiple locations across Missouri, they combine local expertise with the resources of a larger financial institution.

Fairway Independent Mortgage Corporation's Quincy branch serves the Hannibal market with exceptional expertise and consistently receives outstanding customer reviews. While based in nearby Quincy, Illinois, they actively serve Hannibal homebuyers and have extensive experience with Missouri mortgage regulations. They're particularly renowned for their competitive rates, efficient processing, and wide variety of loan programs. Their team includes multiple award-winning loan officers who specialize in navigating complex financing situations. Customers frequently highlight their professionalism, attention to detail, and ability to close loans quickly. Their national presence combined with local market knowledge makes them a top choice for Hannibal-area borrowers.