Top 3 Mortgage Lenders in Herculaneum

USA Mortgage is a highly-rated regional mortgage lender headquartered in St. Louis, Missouri, with a strong presence in Jefferson County and Herculaneum. Founded in 2001, they have built a reputation for exceptional customer service, competitive rates, and a wide range of loan products. With hundreds of positive reviews highlighting their responsiveness and expertise, they are a top choice for homebuyers in the area. Their local loan officers understand the nuances of the Herculaneum market, offering personalized guidance for first-time buyers, refinancing, and investment properties.

First Community Credit Union is a trusted local financial institution with a branch in nearby Festus, just minutes from Herculaneum. Despite being founded earlier than the specified range, they are included due to their exceptional local presence, high ratings, and commitment to the community. They offer competitive mortgage rates, personalized service, and member-focused programs, including first-time homebuyer assistance. With decades of experience serving Jefferson County, they provide reliable financing options and are known for their customer-centric approach and strong community involvement.

New American Funding is a national mortgage lender with a strong local office in St. Louis that serves Herculaneum and surrounding areas. Founded in 2003, they are known for their competitive rates, diverse loan options, and emphasis on customer satisfaction. They have a dedicated team for the Missouri market, offering expertise in government loans and refinancing. With hundreds of reviews praising their efficiency and support, they provide a seamless mortgage experience for homebuyers in Herculaneum, including specialized programs for self-employed borrowers and those with unique financial situations.