Top 3 Mortgage Lenders in Houston

Arvest Bank stands as the premier local mortgage lender in Houston, MO with a physical branch location right in town. They have exceptional local market knowledge and offer personalized service with the stability of a well-established regional bank. Their mortgage team specializes in rural housing loans including USDA programs that are particularly relevant to the Houston area. With consistently high customer satisfaction ratings and competitive rates, they provide the convenience of local underwriting and decision-making combined with extensive mortgage product options.

Central Bank of the Ozarks has been serving the Houston, MO area for decades with a strong regional presence and deep understanding of southern Missouri real estate markets. While based in nearby Aurora, they actively serve Houston residents with specialized knowledge of rural property financing. They offer competitive rates and have earned outstanding reviews for their responsive service and streamlined mortgage process. Their experienced loan officers provide personalized guidance through every step of home financing, with particular expertise in construction loans and rural development programs.

BluCurrent Credit Union, while headquartered in Springfield, serves the entire southern Missouri region including Houston with exceptional mortgage services and highly competitive rates. As a member-owned financial institution, they prioritize customer satisfaction over profit margins, resulting in consistently excellent reviews and lower fees. Their mortgage team specializes in first-time homebuyer programs and offers flexible qualification standards. They provide comprehensive digital mortgage tools alongside personalized local service, making them an excellent choice for Houston residents seeking value and outstanding customer care.