Top 3 Mortgage Lenders in Humphreys

United Credit Union stands out as one of the most highly-rated mortgage lenders serving northwest Missouri, with an exceptional 4.8-star rating based on 125 reviews. While headquartered in St. Joseph, they actively serve Humphreys and surrounding counties with comprehensive mortgage solutions. Their 85-year history demonstrates remarkable stability and community commitment. Customers consistently praise their competitive rates, personalized service, and expertise with USDA rural development loans which are particularly relevant for Humphreys area homebuyers. The credit union offers a full spectrum of loan products with special programs for first-time homebuyers and military families.

Community America Credit Union maintains a strong 4.7-star rating with nearly 200 reviews, reflecting their excellent reputation across Missouri including service to Humphreys area residents. With 84 years of operation, they bring substantial experience and stability to mortgage lending. Their mortgage team receives consistent praise for responsive communication, competitive rate offerings, and smooth closing processes. The credit union offers specialized programs for rural properties and has particular expertise with USDA loans that benefit Humphreys County homebuyers. Their digital mortgage application process is frequently cited as user-friendly and efficient.

NBKC Bank earns a strong 4.6-star rating based on 285 reviews, making them one of the most-reviewed and highly-regarded mortgage lenders serving the Humphreys area. While based in Kansas City, they actively lend throughout Missouri with particular strength in rural communities. Their 25-year track record combines established expertise with modern lending technology. Customers consistently highlight their competitive rates, transparency in fees, and efficient online application process. NBKC offers a unique "Rate Match" guarantee and provides dedicated loan officers who guide borrowers through the entire mortgage process, making them an excellent choice for Humphreys residents seeking both competitive pricing and personalized service.