Top 3 Mortgage Lenders in Jackson

Alliance Bank stands as Jackson's premier local mortgage lender with deep community roots and exceptional customer satisfaction ratings. As a community-focused bank headquartered in Jackson, they offer personalized service and competitive rates with loan officers who understand the local real estate market. Their mortgage team has built a strong reputation for guiding borrowers through the entire process with transparency and expertise, particularly valued for first-time homebuyer programs and construction loans. With 25 years of dedicated service to Southeast Missouri, they provide the stability of a local institution combined with comprehensive mortgage solutions.

First Community Credit Union serves Jackson and the entire Southeast Missouri region with exceptional mortgage services and member-focused lending. As one of Missouri's largest credit unions with decades of experience, they offer highly competitive rates and personalized service. Their mortgage team excels at finding the right loan products for each borrower's situation, with particular strength in first-time homebuyer programs and VA loans. The credit union's not-for-profit structure often translates to better terms and lower fees for members. With multiple branches throughout the region and robust digital banking capabilities, they provide convenient access while maintaining strong local relationships.

Gateway Mortgage Group (now Gateway First Bank) maintains a strong presence in Southeast Missouri with a dedicated Cape Girardeau office that actively serves Jackson homebuyers. With two decades of mortgage expertise, they've built a reputation for efficient processing and competitive rates across a wide range of loan products. Their local loan officers have extensive knowledge of the Jackson market and provide personalized guidance throughout the mortgage process. The company is particularly noted for their digital mortgage experience combined with local expertise, offering streamlined applications while maintaining the personal touch that borrowers value. Their renovation loan programs are especially popular in the Jackson area's growing market.