The Best Mortgage Lenders in Kissee Mills, MO
Compare verified mortgage lenders serving Kissee Mills, Missouri. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.
Available Loan Programs in Kissee Mills
Featured Mortgage Lenders
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation
Fairway Independent Mortgage Corporation is a top-rated lender with a strong presence in the Ozarks region, including Kissee Mills. Founded in 1996, it has built a reputation for exceptional customer service, competitive rates, and a wide range of loan options. With high ratings from numerous satisfied customers, Fairway is known for its personalized approach, local loan officers in Springfield, and efficient processing. Their commitment to community involvement and years of experience make them a reliable choice for homebuyers in rural and urban areas alike.
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New American Funding
New American Funding
New American Funding is a highly regarded national lender that serves Kissee Mills and surrounding areas with a focus on diversity and inclusion. Founded in 2003, it offers competitive rates and a variety of loan programs, including specialized options for first-time homebuyers. With excellent customer reviews highlighting responsive service and streamlined online tools, New American Funding has a strong track record for closing loans quickly and efficiently. Their dedication to education and community support enhances their appeal in the Missouri market.
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Movement Mortgage
Movement Mortgage, LLC
Movement Mortgage is a reputable lender known for its fast closings and customer-centric approach, serving Kissee Mills through its regional network. Established in 2008, it combines technological innovation with personal service, offering competitive rates and a broad array of loan products. With high ratings for reliability and transparency, Movement Mortgage emphasizes community giving and has a strong presence in Missouri via local loan officers. Their efficient processes and commitment to homeowner satisfaction make them a trusted option for borrowers in the area.
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Frequently Asked Questions
Common questions about mortgage lending in Kissee Mills, MO
What are the current average mortgage rates for homebuyers in Kissee Mills, MO?
Mortgage rates in Kissee Mills typically align with national averages but can vary based on local lenders and property types. As of recent data, 30-year fixed rates in this rural area often range from 6.5% to 7.25%, though rural properties might see slightly higher rates. It's best to check with local lenders like Century Bank of the Ozarks or Great Southern Bank for the most accurate, current rates.
Are there any special mortgage programs for first-time homebuyers in Kissee Mills?
Yes, Missouri offers several first-time homebuyer programs that are accessible in Kissee Mills, including the Missouri Housing Development Commission (MHDC) tax credit and down payment assistance programs. These programs are particularly valuable in Taney County where median incomes are lower than state averages. Local lenders can help you determine eligibility for these income-based programs.
How does Kissee Mills' rural location affect mortgage lending requirements?
Kissee Mills' rural classification can actually work to your advantage through USDA Rural Development loans, which offer 100% financing with no down payment required. However, appraisals may be more complex due to fewer comparable properties, and some lenders might have stricter requirements for older homes common in this area. Working with lenders experienced in rural Missouri properties is recommended.
What should I know about property taxes when calculating my mortgage payment in Kissee Mills?
Taney County, where Kissee Mills is located, has relatively low property tax rates compared to urban Missouri areas, typically around 0.85% of assessed value. However, properties are reassessed every odd-numbered year, so your escrow payments might adjust accordingly. Your lender will include these taxes in your monthly payment estimate based on the specific property's assessment.
Are there any local down payment assistance programs specific to Taney County homebuyers?
While Kissee Mills itself doesn't have city-specific programs, Taney County residents can access the MHDC NextStep program which offers down payment assistance and competitive rates. Additionally, some local employers like Silver Dollar City and area healthcare systems offer employer-assisted housing programs. Check with your employer and local housing counselors about available options.
Nearby Cities
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Why Choose a Mortgage Lender in Kissee Mills?
Local Market Knowledge
Lenders who understand Kissee Mills's housing market can offer better guidance and competitive rates.
Multiple Loan Options
Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.
Proven Track Record
Work with lenders who have years of experience and hundreds of satisfied customers in Missouri.
Ready to Find Your Perfect Mortgage Lender?
Connect with top-rated mortgage professionals in Kissee Mills and get competitive rates on your home loan.