Top 3 Mortgage Lenders in Lincoln

Mortgage Solutions Financial is one of central Missouri's highest-rated mortgage lenders, serving Lincoln and surrounding areas with exceptional customer service and competitive rates. With nearly two decades of experience, they specialize in first-time homebuyer programs, VA loans, and rural development loans perfect for the Lincoln area. Their team of local loan officers provides personalized service and deep knowledge of Missouri's housing market, earning them outstanding reviews for communication, transparency, and closing efficiency.

As one of Missouri's most established and trusted community banks, Central Bank has been serving mid-Missouri communities including Lincoln for over a century. They combine the stability of a long-standing local institution with modern mortgage products and competitive rates. Their mortgage team provides in-person service with deep local market knowledge, offering construction loans that are particularly valuable in rural areas like Lincoln. Customers consistently praise their responsive service, local decision-making, and commitment to the community.

Based in nearby Columbia, Veterans United is nationally recognized as the #1 VA lender but also serves all homebuyers in the Lincoln area with conventional and FHA loans. Their exceptional customer service, educational resources, and streamlined digital process make them a top choice for Lincoln residents. Despite their national reach, they maintain strong local presence with dedicated loan officers who understand central Missouri's unique housing market. They consistently receive top ratings for their transparent process, competitive rates, and commitment to customer satisfaction.