Top 3 Mortgage Lenders in Lucerne

Citizens Bank & Trust has been serving north central Missouri communities for over two decades with exceptional mortgage services. Located just 15 miles from Lucerne in Chillicothe, they are deeply embedded in the local community and understand the unique housing needs of rural Missouri. They offer personalized service with local decision-making, competitive rates, and a wide variety of loan programs. Their high customer satisfaction ratings reflect their commitment to guiding borrowers through the entire mortgage process with expertise and care.

F&M Bank & Trust has built a strong reputation throughout Livingston County and surrounding areas for reliable mortgage lending with a community-focused approach. Serving Lucerne residents from their Chillicothe location just minutes away, they offer competitive mortgage products with the advantage of local underwriting and personalized service. Their experienced loan officers specialize in rural property financing and understand the specific requirements of Missouri's north central region, making them an excellent choice for Lucerne homebuyers.

Missouri Employers Credit Union serves multiple counties in north Missouri, including Putnam County where Lucerne is located. While based in Kirksville approximately 30 miles away, they actively serve the Lucerne community with competitive mortgage rates and member-focused service. As a credit union, they offer particularly attractive terms for members and have developed expertise in rural property financing. Their mortgage specialists provide comprehensive guidance through the entire homebuying process with a commitment to member satisfaction.