Top 3 Mortgage Lenders in Miami

Farmers Bank of Northern Missouri is a highly-rated community bank serving multiple rural Missouri communities including the Miami area. With over two decades of experience, they specialize in agricultural and rural property lending, offering personalized service and competitive rates. Their local loan officers have deep knowledge of the regional real estate market and provide flexible mortgage solutions tailored to rural homebuyers' needs. The bank maintains strong relationships with local real estate professionals and offers both in-person and digital mortgage services.

F & C Bank is a well-established community bank serving Linn County and surrounding areas including Miami, MO. They offer comprehensive mortgage services with a focus on rural and small-town properties. The bank is particularly strong in USDA rural development loans and FHA financing, making them an excellent choice for first-time homebuyers and those with moderate incomes. Their local decision-making process and personalized approach to underwriting have earned them excellent customer satisfaction ratings throughout north-central Missouri.

Citizens Bank & Trust serves multiple communities across north-central Missouri, including the Miami area. With three decades of mortgage lending experience, they offer a wide range of loan products with particular expertise in rural property financing. Their construction-to-permanent loan programs are especially popular in the region, and they maintain strong relationships with local builders and real estate agents. The bank's commitment to community banking principles and local decision-making has made them a trusted mortgage provider throughout the region.