Top 3 Mortgage Lenders in Monticello

MFA Mortgage Services is a highly-rated regional lender with strong presence in northeast Missouri, serving Monticello and surrounding communities. With over two decades of experience, they specialize in agricultural and rural property financing, making them particularly well-suited for Monticello's market. Their exceptional 4.8 rating reflects consistent customer satisfaction with personalized service, competitive rates, and expertise in USDA rural development loans. As a Missouri-based company, they understand local market conditions and offer streamlined processing with local decision-making.

Landmark Bank has been serving northeast Missouri communities for over three decades with a strong regional presence that includes Monticello. Their mortgage department maintains a 4.6 rating based on reliable service, competitive rates, and deep community involvement. As a full-service bank, they offer the advantage of one-stop banking with local loan officers who understand the Monticello area specifically. Customers praise their construction loan expertise and the convenience of having both banking and mortgage services under one roof with personalized attention.

Fairway Independent Mortgage maintains an exceptional 4.9 rating and serves Monticello through their Columbia, MO branch. As one of the nation's top mortgage lenders with strong Missouri presence, they offer competitive rates and extensive loan options. Their local loan officers are familiar with the Monticello market and specialize in rural property financing. Customers consistently praise their efficient processing, transparent communication, and expertise with first-time homebuyer programs. The company's strong technology platform combined with local service makes them a top choice for Monticello residents.