Top 3 Mortgage Lenders in Mooresville

Citizens Bank & Trust has been serving north-central Missouri communities for over a century, establishing itself as one of the most trusted local mortgage lenders in the region. With their main office in Chillicothe just 15 miles from Mooresville, they have deep roots in Livingston County and understand the unique needs of rural Missouri homebuyers. They consistently receive exceptional ratings for their personalized service, competitive rates, and extensive experience with USDA rural development loans which are particularly relevant for Mooresville residents. Their mortgage team provides hands-on guidance through the entire process with local decision-making.

As one of northeast Missouri's oldest and most established community banks, Bank of Kirksville has built an outstanding reputation for mortgage lending across multiple counties including Livingston County where Mooresville is located. They offer competitive rates and a wide variety of loan products with particular expertise in rural property financing. Customers consistently praise their responsive service, local underwriting, and commitment to the communities they serve. Their experienced loan officers provide personalized attention and understand the specific challenges and opportunities of buying homes in rural Missouri markets.

Central Missouri Credit Union has been serving members throughout northeast Missouri for decades, including residents of Mooresville and surrounding Livingston County. As a member-owned financial cooperative, they consistently offer highly competitive mortgage rates and lower fees than many traditional banks. Their mortgage specialists are praised for their educational approach, helping first-time homebuyers and experienced homeowners alike navigate the financing process. They have particular expertise with VA loans and USDA rural development loans, making them an excellent choice for Mooresville area residents seeking affordable financing options with exceptional member service.