Top 3 Mortgage Lenders in Oak Ridge

As one of southeast Missouri's most established financial institutions, Bank of Missouri has served the Oak Ridge area for over 130 years. Their mortgage team, led by experienced loan officer Chris Bucher, provides personalized service with deep local market knowledge. They excel in rural housing loans including USDA programs that benefit Oak Ridge residents, offer competitive rates, and maintain strong relationships with local real estate professionals. Their community-focused approach and extensive experience with agricultural and rural properties make them particularly well-suited for the Oak Ridge market.

First State Community Bank has been serving southeast Missouri communities for nearly 70 years and maintains a strong presence throughout the Oak Ridge region. Their mortgage division specializes in rural and small-town lending with expertise in agricultural property financing. They offer local underwriting and decision-making, which speeds up the loan process for Oak Ridge homebuyers. The bank is particularly known for their construction and land loan programs, making them an excellent choice for those looking to build or purchase property in the Oak Ridge area.

Fairway Independent Mortgage Corporation operates a highly-rated local branch in Cape Girardeau that actively serves the Oak Ridge community. While part of a national company, their local team provides personalized service with extensive knowledge of the southeast Missouri housing market. They consistently receive top marks for customer service, communication, and competitive rate offerings. Their expertise with USDA rural development loans is particularly valuable for Oak Ridge homebuyers, and they offer a wide range of loan programs with efficient processing and closing timelines.