Top 3 Mortgage Lenders in Oxly

SEMO Credit Union is one of the most trusted mortgage lenders in Southeast Missouri, serving Oxly and surrounding communities for over eight decades. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their mortgage team specializes in rural housing loans and USDA programs that are particularly beneficial for the Oxly area. With exceptional customer satisfaction ratings and deep community roots, they provide comprehensive mortgage solutions with local decision-making and understanding of regional real estate markets.

First Community National Bank has been serving Southeast Missouri communities including Oxly for over a century, building a reputation for reliable mortgage lending with local expertise. They offer a wide range of loan products specifically tailored to rural Missouri homebuyers, including construction loans and agricultural property financing. Their experienced loan officers provide personalized guidance through the entire mortgage process, with competitive rates and flexible terms. The bank's strong community presence and long-standing relationships make them a top choice for Oxly area home financing.

USA Mortgage is one of Missouri's highest-rated mortgage lenders with extensive experience serving rural communities throughout the state, including Oxly. They consistently receive top marks for customer service, competitive rates, and efficient loan processing. Their team includes specialists in USDA rural development loans, which are particularly relevant for the Oxly area. With numerous industry awards and thousands of positive reviews, they offer a streamlined digital mortgage experience combined with personalized service from local loan officers who understand Missouri's unique housing markets.