Top 3 Mortgage Lenders in Perryville

First State Community Bank has been serving Perryville and Southeast Missouri for decades with deep local roots and exceptional community presence. Their mortgage division receives outstanding ratings for personalized service, local underwriting decisions, and competitive rates. As a community bank, they offer the advantage of local decision-making with experienced loan officers who understand the Perryville market specifically. Customers consistently praise their responsiveness, transparency throughout the process, and ability to close loans efficiently.

Scott Credit Union serves the entire Southeast Missouri and Southern Illinois region, including Perryville, with highly competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they often offer lower fees and more favorable terms than traditional banks. Their mortgage team receives consistently high marks for educational approach, helping borrowers understand all options, and providing streamlined digital mortgage processes. Members appreciate the personalized attention and local underwriting capabilities.

USA Mortgage maintains a dedicated Perryville office with local loan officers who have extensive experience serving the Southeast Missouri housing market. They receive excellent reviews for their wide range of loan programs, competitive pricing, and efficient processing. As one of the leading mortgage lenders in the region, they offer both local expertise and the resources of a larger mortgage company. Customers consistently highlight their professionalism, clear communication, and ability to handle complex loan scenarios effectively.