Top 3 Mortgage Lenders in Rea

American Mortgage Solutions is a highly-rated local mortgage broker serving northwest Missouri, including the Rea area. With over two decades of experience, they've built an exceptional reputation for personalized service and competitive rates. Their team specializes in helping rural homebuyers navigate USDA loans, which is particularly valuable for the Rea community. They're known for their transparent process, quick closings, and dedicated local loan officers who understand the specific needs of Northwest Missouri homebuyers.

As one of the largest credit unions in the Kansas City region, Community America has been serving Missouri residents for over eight decades, including those in rural areas like Rea. They offer highly competitive rates for members and are particularly strong with first-time homebuyer programs and VA loans. Their local branch network and digital mortgage capabilities make them accessible to Rea residents, and their member-focused approach consistently earns high customer satisfaction ratings across multiple review platforms.

Fairway Independent Mortgage has a strong local presence in St. Joseph with a branch that actively serves the surrounding rural communities including Rea. As a nationwide lender with deep local roots, they combine the resources of a large company with personalized service from local loan officers who understand Northwest Missouri's real estate market. They're particularly noted for their efficient processing, competitive rates on USDA rural development loans, and exceptional customer service that has earned them numerous industry awards and thousands of positive reviews nationwide.