Top 3 Mortgage Lenders in Silex

First State Community Bank has been serving Lincoln County and the Silex area for decades with deep community roots and personalized mortgage services. As a locally-owned community bank with multiple branches throughout the region, they offer competitive rates and specialized knowledge of rural Missouri property lending. Their mortgage team provides exceptional customer service with direct access to decision-makers, making them particularly strong for agricultural properties, land loans, and construction financing that are common in the Silex area.

Exchange Bank of Missouri has been a trusted mortgage lender in Lincoln County for over 130 years, with their Troy location conveniently serving Silex residents. They are particularly noted for their expertise in USDA rural development loans, which are highly relevant for Silex homebuyers. Their local underwriting and decision-making process allows for faster closings and personalized service. Customers consistently praise their competitive rates, transparent process, and knowledgeable loan officers who understand the unique aspects of rural Missouri properties.

While based in Washington, MO, Bank of Washington serves the entire eastern Missouri region including Silex and Lincoln County. They have built a strong reputation for mortgage lending with particular expertise in construction loans and rural property financing. Their local decision-making and community-focused approach make them an excellent choice for Silex residents. They offer competitive rates and are known for their responsive customer service, with many customers noting the smooth process and personal attention they receive throughout the mortgage journey.