Top 3 Mortgage Lenders in Spickard

Farmers Bank of Northern Missouri is a highly-rated community bank with deep roots in northern Missouri, serving Spickard and surrounding communities. With over two decades of experience, they offer personalized mortgage services and local decision-making. Their mortgage specialists are known for providing competitive rates on various loan types including USDA loans which are particularly relevant for rural areas like Spickard. Customers consistently praise their responsive service, transparent process, and commitment to the local community.

Missouri Employers Credit Union has been serving north central Missouri communities for decades, with their mortgage division operating since 2009. They offer comprehensive mortgage services to Spickard residents with competitive rates and flexible terms. MECU is particularly noted for their first-time homebuyer programs and educational approach to mortgage lending. Members appreciate the personalized attention, local underwriting, and community-focused service that larger national lenders cannot match.

F&C Bank has been serving north Missouri communities for over a century, with their modern mortgage operations established in 2004. They provide comprehensive mortgage services to Spickard area residents with a focus on agricultural and rural property lending. Their experienced loan officers understand the unique needs of rural Missouri homebuyers and offer competitive construction and land loan options. Customers consistently rate them highly for their knowledgeable staff, efficient processing, and commitment to long-term customer relationships.