Top 3 Mortgage Lenders in Spokane

Central Bank of the Ozarks is one of Missouri's most established and highly-rated mortgage lenders with a strong presence throughout the Ozarks region, including serving Spokane area residents. With over a century of community banking experience, they offer personalized mortgage services with local decision-making. Their mortgage team receives exceptional reviews for responsive communication, competitive rates, and guiding borrowers through the entire process. As a community-focused institution with deep roots in southwest Missouri, they understand the local real estate market and provide various loan programs tailored to rural and suburban homebuyers.

Arvest Bank has been serving Missouri communities for decades with a comprehensive mortgage division that consistently earns high customer satisfaction ratings. While based in Springfield, they actively serve the entire southwest Missouri region including Spokane. Customers praise their knowledgeable loan officers, streamlined application process, and competitive rate options. Arvest offers special programs for first-time homebuyers and has extensive experience with USDA rural development loans, which are particularly relevant for the Spokane area. Their local presence combined with regional resources makes them a top choice for mortgage financing.

Guild Mortgage's Springfield branch serves the Spokane area with exceptional customer service and specialized loan programs. As a dedicated mortgage lender (not a full-service bank), they focus exclusively on home loans, allowing for greater expertise and efficiency. They receive outstanding reviews for their responsive communication, ability to handle complex scenarios, and closing loans on time. Guild is particularly strong with government-backed loans (FHA, VA, USDA) and offers various down payment assistance programs. Their local loan officers have deep knowledge of the southwest Missouri market and maintain strong relationships with real estate professionals throughout the region.