Top 3 Mortgage Lenders in Union

First State Community Bank is a highly-rated local Missouri bank with deep roots in Franklin County and strong community presence. As a community bank headquartered in Missouri, they offer personalized mortgage services with local underwriting and decision-making. Their mortgage team has extensive experience with first-time homebuyer programs, rural development loans, and construction lending. Customers consistently praise their responsive service, competitive rates, and the ability to work directly with local loan officers who understand the Union area real estate market.

Scott Credit Union serves the broader Missouri-Illinois region including Union, MO, and has earned exceptional ratings for their mortgage services. As a not-for-profit financial cooperative, they typically offer competitive rates and lower fees than many traditional banks. Their mortgage specialists are praised for guiding members through the entire home buying process with exceptional customer service. They offer various special mortgage programs including first-time homebuyer assistance and have a strong reputation for closing loans on time with minimal complications.

The Mortgage Firm has a strong presence throughout Missouri with experienced loan officers serving the Union area. They are particularly noted for their expertise in government-backed loans (FHA, VA, USDA) and work extensively with both first-time and repeat homebuyers. Their team receives consistent praise for transparent communication, efficient processing, and finding creative solutions for borrowers with unique financial situations. They maintain high customer satisfaction ratings due to their personalized approach and commitment to securing competitive rates for clients in the Union market.