Top 3 Mortgage Lenders in Union Star

First State Bank of St. Charles is a highly-rated community bank with over 100 years of service to Missouri residents. While based in St. Charles, they serve clients throughout Missouri including rural areas like Union Star. They receive exceptional reviews for personalized service, competitive rates, and local decision-making. Their mortgage team, led by experienced professionals like Brian Smith, specializes in helping clients in smaller communities navigate the home financing process with attention to detail and community-focused service.

Academy Mortgage Corporation has a strong presence throughout Missouri and consistently receives top ratings for customer service and competitive loan products. Their Kansas City branch serves clients across northwest Missouri, including Union Star. They specialize in rural housing loans and USDA programs that are particularly relevant for Union Star area homebuyers. With extensive experience in Missouri's unique housing markets, they provide personalized guidance and efficient processing that earns them outstanding customer reviews.

Commercial Bank of Oak Grove has built an excellent reputation for mortgage lending throughout Missouri, with particular strength in serving rural communities like Union Star. As a community bank with deep roots in Missouri, they understand the unique needs of smaller towns and rural properties. Their mortgage team receives consistently high marks for responsive service, local underwriting, and expertise with USDA and rural development loans. They offer the combination of competitive rates from a larger institution with the personalized service of a local community bank.