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Utica, MO

Top 3 Mortgage Lenders in Utica

Compare verified mortgage lenders serving Utica, Missouri. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
470+
Reviews
9
Loan Types

Available Loan Programs in Utica

Conventional
FHA
VA
USDA
Jumbo
Refinance
Construction
First-time Homebuyer
Land Loans

Featured Mortgage Lenders

1

Central Bank of the Midwest

Central Bank of the Midwest

★★★★☆
4.8/5

Central Bank of the Midwest is one of the most established and highly-rated regional lenders serving northwest Missouri, including Utica. With over a century of community banking experience, they offer personalized mortgage services with local decision-making. Their strong reputation comes from competitive rates, exceptional customer service, and deep understanding of rural and small-town Missouri real estate markets. They provide a full range of mortgage products with local loan officers who understand the specific needs of Utica area homebuyers.

Experience:25 years
Reviews:150 customer reviews
500 Felix Street, St. Joseph, MO 64501

Loan Types:

ConventionalFHAVAUSDAJumboRefinanceConstruction
2

Bank of Weston

Bank of Weston

★★★★☆
4.7/5

Bank of Weston has been serving northwest Missouri communities for over 125 years and is particularly strong in serving rural areas like Utica. They're known for their community-focused approach and competitive mortgage rates, with local loan officers who provide personalized service. Their expertise in USDA and rural development loans makes them an excellent choice for Utica homebuyers. The bank maintains high customer satisfaction ratings due to their transparent process, local underwriting, and commitment to the communities they serve.

Experience:20 years
Reviews:120 customer reviews
18204 Highway 45, Weston, MO 64098

Loan Types:

ConventionalFHAVAUSDAFirst-time HomebuyerRefinanceLand Loans
3

Academy Mortgage

Academy Mortgage Corporation

★★★★☆
4.6/5

Academy Mortgage has a strong regional presence in Missouri with local loan officers who regularly serve the Utica area. They're particularly praised for their efficient processing and competitive rates on government-backed loans including VA and USDA programs, which are popular in rural Missouri. Their dedicated local team provides personalized service while leveraging the resources of a national lender. Customers consistently rate them highly for their responsiveness, expertise with rural properties, and ability to close loans quickly and efficiently.

Experience:15 years
Reviews:200 customer reviews
9201 Ward Parkway Suite 300, Kansas City, MO 64114

Loan Types:

ConventionalFHAVAUSDAJumboFirst-time HomebuyerRefinance

Why Choose a Mortgage Lender in Utica?

Local Market Knowledge

Lenders who understand Utica's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Missouri.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Utica and get competitive rates on your home loan.