Top 3 Mortgage Lenders in Washington

First State Community Bank stands as Washington's premier local mortgage lender with deep roots in the community. As a Missouri-based institution with multiple branches throughout Franklin County, they offer personalized service and competitive rates tailored to local market conditions. Their mortgage team specializes in first-time homebuyer programs and has extensive experience with rural development loans, making them ideal for Washington's mix of suburban and rural properties. Customers consistently praise their responsive communication, local underwriting decisions, and seamless closing process.

USA Mortgage maintains a strong physical presence in Washington with one of their dedicated branch offices. This St. Louis-based mortgage company has earned exceptional ratings for their comprehensive loan programs and expert guidance throughout the homebuying process. Their Washington team specializes in navigating complex financing scenarios and offers competitive rates with various down payment assistance programs. With hundreds of positive reviews highlighting their educational approach and stress-free closings, they've built a reputation as one of Missouri's most trusted mortgage lenders.

Paramount Bank operates a full-service branch in Washington with an experienced mortgage team serving the entire Franklin County area. As a community-focused bank headquartered in St. Louis, they combine local decision-making with comprehensive lending resources. Their mortgage specialists excel at construction and renovation loans, particularly valuable in Washington's growing residential market. Customers consistently report smooth processes, competitive rates, and personalized attention from application through closing, making them a top choice for both purchase and refinance transactions in the region.