Top 3 Mortgage Lenders in Bonner

As Montana's largest community development financial institution, Clearwater Credit Union has been serving Bonner and Western Montana for over six decades. They consistently earn top ratings for their personalized service, competitive rates, and deep community commitment. Their mortgage team specializes in first-time homebuyer programs and offers extensive educational resources. With multiple branches in Missoula County, they provide convenient local access for Bonner residents and are known for their flexible underwriting and exceptional member service.

Sterling Mortgage has built an outstanding reputation as one of Western Montana's premier mortgage brokers, serving Bonner and the greater Missoula area since 2001. They consistently receive perfect or near-perfect ratings for their transparent process, local expertise, and exceptional customer service. As a broker, they have access to multiple lenders, allowing them to find the best rates and terms for each client's unique situation. Their team has deep knowledge of rural Montana properties and specializes in construction loans, making them ideal for Bonner's mix of established homes and new construction opportunities.

Guild Mortgage combines national strength with strong local presence through their Missoula branch that actively serves Bonner residents. With over six decades of experience, they offer comprehensive mortgage solutions and are particularly noted for their government loan expertise and first-time homebuyer programs. Their local loan officers have extensive knowledge of the Bonner market and surrounding areas. Guild receives consistently high marks for their efficient processing, competitive rates, and educational approach to helping borrowers understand all their options. They maintain an A+ rating with the Better Business Bureau and are known for closing loans on time.