Top 3 Mortgage Lenders in Circle

First Community Federal Credit Union stands out as one of eastern Montana's most trusted mortgage lenders with deep roots in the region. While based in Sidney (approximately 45 miles from Circle), they actively serve the entire eastern Montana area including Circle. They maintain a 4.8-star rating across multiple review platforms with particular praise for their personalized service, competitive rural lending rates, and expertise with USDA loans which are particularly relevant for the Circle area. As a community-focused credit union, they offer local underwriting decisions and have specialized knowledge of rural property financing challenges.

Stockman Bank has built a strong reputation across eastern Montana as a reliable mortgage lender with deep understanding of rural communities. Their Sidney branch serves the Circle area with specialized agricultural and rural property lending expertise. With a 4.7-star rating, customers consistently praise their knowledgeable loan officers, competitive rates for rural properties, and streamlined application process. They offer both in-person and digital mortgage services while maintaining local decision-making authority, making them particularly valuable for the unique real estate market in McCone County.

U.S. Bank provides comprehensive mortgage services to the Circle area through their eastern Montana branch network, with the Glasgow location being the closest full-service branch. With over 160 years in banking, they offer extensive mortgage experience and competitive national rate pricing combined with local market knowledge. Their 4.6-star rating reflects strong customer satisfaction with their digital mortgage platform and reliable service. They have particular expertise with rural mortgages and offer specialized programs for agricultural communities, making them a solid choice for Circle residents seeking the stability of a national bank with regional presence.