Top 3 Mortgage Lenders in Helena

Mountain America Credit Union stands out as one of Helena's top mortgage lenders with exceptional customer satisfaction ratings and deep community roots. As a member-owned financial cooperative, they offer highly competitive rates and personalized service. Their mortgage specialists provide comprehensive guidance through the entire home financing process, with particular expertise in first-time homebuyer programs and VA loans. With a strong local presence and digital mortgage capabilities, they combine modern convenience with traditional community banking values.

First Security Bank brings nearly three decades of Montana mortgage expertise to Helena homebuyers. This locally-owned community bank has built an outstanding reputation for transparent lending practices and competitive rates. Their experienced loan officers specialize in Montana's unique real estate market, offering personalized service and local decision-making. Customers consistently praise their responsiveness and ability to close loans efficiently, with particular strength in construction lending and rural property financing that suits Montana's diverse housing landscape.

Guild Mortgage's Helena branch has established itself as a premier mortgage provider with national resources and local expertise. With over two decades serving Montana communities, they offer an extensive range of loan products and exceptional customer service. Their team excels at navigating complex financing scenarios and provides educational resources to help borrowers make informed decisions. Guild consistently receives high marks for their communication throughout the loan process and ability to meet tight closing deadlines, making them a top choice for both purchase and refinance transactions in the Helena area.