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Home/Montana/Lincoln
Lincoln, MT

Top 3 Mortgage Lenders in Lincoln

Compare verified mortgage lenders serving Lincoln, Montana. Find competitive rates on conventional, FHA, VA, and jumbo loans from experienced professionals.

3
Top Lenders
4.7
Avg Rating
450+
Reviews
11
Loan Types

Available Loan Programs in Lincoln

Conventional
FHA
VA
USDA
Jumbo
Construction
Refinance
Construction-to-Permanent
Land Loans
Agricultural
Recreational Property

Featured Mortgage Lenders

1

First Interstate Bank Mortgage Team

First Interstate Bank

★★★★☆
4.8/5

First Interstate Bank is one of Montana's most established and trusted financial institutions with a strong presence throughout the state. While based in larger cities like Missoula, they actively serve rural communities like Lincoln through their extensive branch network and digital mortgage services. They specialize in Montana-specific lending needs including rural property financing, construction loans for mountain homes, and USDA loans perfect for Lincoln's setting. Their local loan officers understand the unique property challenges in areas like Lincoln County.

Experience:55 years
Reviews:180 customer reviews
2901 Brooks Street, Missoula, MT 59801

Loan Types:

ConventionalFHAVAUSDAJumboConstructionRefinance
2

Glacier Bank Mortgage Division

Glacier Bank

★★★★☆
4.7/5

Glacier Bank has deep roots in Western Montana and serves Lincoln through their regional banking network. They're particularly strong with rural Montana properties and understand the specific needs of Lincoln homebuyers, including financing for properties with well and septic systems, mountain terrain considerations, and seasonal income challenges. Their experienced loan officers work closely with Lincoln County buyers and offer personalized service with local decision-making authority.

Experience:75 years
Reviews:150 customer reviews
202 Main Street, Kalispell, MT 59901

Loan Types:

ConventionalFHAVAUSDAConstruction-to-PermanentLand LoansRefinance
3

Stockman Bank Mortgage Services

Stockman Bank

★★★★☆
4.6/5

Stockman Bank has built a reputation as Montana's community bank with expertise in rural and recreational property financing - perfect for Lincoln's market. They understand the unique aspects of Lincoln County real estate, including financing for properties near wilderness areas, recreational cabins, and homes with alternative heating systems. Their mortgage team specializes in working with buyers throughout Western Montana's rural communities and offers competitive rates with local underwriting.

Experience:65 years
Reviews:120 customer reviews
401 Cruse Avenue, Helena, MT 59601

Loan Types:

ConventionalVAFHAUSDAConstructionAgriculturalRecreational Property

Why Choose a Mortgage Lender in Lincoln?

Local Market Knowledge

Lenders who understand Lincoln's housing market can offer better guidance and competitive rates.

Multiple Loan Options

Access to conventional, FHA, VA, USDA, and jumbo loans tailored to your financial situation.

Proven Track Record

Work with lenders who have years of experience and hundreds of satisfied customers in Montana.

Ready to Find Your Perfect Mortgage Lender?

Connect with top-rated mortgage professionals in Lincoln and get competitive rates on your home loan.