Top 3 Mortgage Lenders in Manhattan

First Security Bank has been serving the Gallatin Valley for over 25 years with deep roots in Manhattan and the surrounding agricultural communities. As a locally-owned community bank, they offer personalized mortgage services with competitive rates and deep understanding of rural Montana property needs. Their mortgage team specializes in both residential and agricultural lending, with particular expertise in construction loans and rural development programs that benefit Manhattan residents.

Rocky Mountain Credit Union serves the entire Gallatin Valley including Manhattan with member-focused mortgage solutions. They consistently earn high marks for customer service and competitive rates, particularly for first-time homebuyers and rural property financing. As a not-for-profit financial cooperative, they reinvest in the local community and offer educational resources to help Manhattan residents navigate the mortgage process with confidence.

Guild Mortgage brings national lending power with local expertise to serve Manhattan homebuyers. Their Bozeman-based loan officers have extensive experience with Montana's unique real estate market, including rural properties and agricultural land common in the Manhattan area. They offer a wide range of loan products with particularly strong reputation for VA and FHA lending, plus dedicated support throughout the entire mortgage process from application to closing.