Top 3 Mortgage Lenders in Plains

Mountain West Bank is a highly-rated regional bank with strong presence throughout Western Montana, including service to Plains residents. They offer personalized mortgage solutions with local underwriting and decision-making, which is particularly valuable in rural areas. Their 25-year track record and exceptional 4.8 rating reflect consistent customer satisfaction. As a community-focused institution, they understand the unique needs of Montana homeowners and offer specialized construction loans perfect for the Plains area's growing housing market.

Whitefish Credit Union serves multiple counties in Northwest Montana, including Sanders County where Plains is located. With an outstanding 4.9 rating and over 65 years of community banking experience, they offer highly competitive rates and personalized service. Their mortgage specialists are known for guiding borrowers through the entire process, which is especially beneficial for first-time homebuyers in rural areas. The credit union's non-profit structure often results in lower fees and better terms for members.

Clearwater Credit Union serves communities throughout Western Montana, including Plains and Sanders County. With a strong 4.7 rating and decades of experience, they specialize in making homeownership accessible through various loan programs and community-focused lending. Their mortgage team is praised for exceptional communication and guidance throughout the loan process. As a values-based financial institution, they offer competitive rates and have particular expertise with rural properties and affordable housing solutions relevant to the Plains area.