Top 3 Mortgage Lenders in Carroll

Pinnacle Bank has been serving Carroll and surrounding communities for decades with deep local roots and understanding of the Nebraska housing market. As a community-focused bank with a physical branch in Carroll, they offer personalized mortgage services with local decision-making. Their experienced loan officers provide competitive rates on all loan types including specialized rural housing loans perfect for Carroll's agricultural community. Customers consistently praise their responsive service, transparent process, and commitment to finding the right mortgage solution for each borrower's unique situation.

While headquartered in Lincoln, Liberty First Credit Union serves members throughout Nebraska including Carroll residents. They are highly rated for their competitive mortgage rates and exceptional member service. As a credit union, they operate as a not-for-profit financial cooperative, allowing them to offer lower fees and better terms than many traditional banks. Their mortgage team specializes in first-time homebuyer programs and offers comprehensive pre-approval services. Members consistently highlight the educational approach their loan officers take, ensuring borrowers fully understand their mortgage options.

Guild Mortgage has a strong Nebraska presence and serves Carroll residents with their extensive experience in rural and small-town mortgage lending. They are particularly noted for their expertise in government-backed loans including USDA loans that are ideal for Carroll's location. Guild operates as a direct lender with in-house underwriting, allowing for faster loan decisions and closings. Their loan officers are praised for their accessibility and willingness to work with borrowers who have unique financial situations. The company has received multiple industry awards for customer satisfaction and maintains an A+ rating with the Better Business Bureau.