Top 3 Mortgage Lenders in Chappell

First State Bank & Trust Company is the primary local banking institution actually headquartered in Chappell, making them the most accessible mortgage lender for residents. With over 115 years of community banking experience, they offer deeply personalized service and understand the local real estate market intimately. They provide competitive rates on all major loan types and are known for their responsive local decision-making and long-term relationships with customers throughout Deuel County and western Nebraska.

Adams Bank & Trust is a highly-rated regional community bank with strong presence throughout western Nebraska, including regular service to Chappell residents. Founded over 110 years ago, they combine local decision-making with comprehensive mortgage services. They're particularly known for their agricultural and rural property expertise, making them ideal for the Chappell area. Their construction and lot loan programs are well-regarded, and they offer competitive rates with personalized service from local loan officers.

Guild Mortgage is a nationally recognized mortgage lender with a strong local presence in western Nebraska through their Sidney office, which actively serves Chappell and surrounding communities. With over 60 years in business, they offer extensive loan options including specialized programs for rural homebuyers. They're particularly noted for their excellent customer service and efficient processing. Their local loan officers have deep knowledge of the Cheyenne County and Deuel County markets, providing competitive rates and flexible underwriting for the region's unique housing needs.