Top 3 Mortgage Lenders in Concord

First State Bank & Trust is a highly-rated community bank serving Concord and surrounding York County areas with deep local roots. As a Nebraska-based institution with over 25 years of experience, they specialize in agricultural and rural property lending, making them exceptionally well-suited for Concord's community. Their mortgage team provides personalized service with competitive rates on conventional, government-backed, and construction loans. Customers consistently praise their responsive communication, local decision-making authority, and understanding of rural Nebraska real estate markets.

Union Bank & Trust is one of Nebraska's largest and most respected financial institutions with a strong presence throughout the state, including service to Concord residents. With over a century of operation, their mortgage division offers comprehensive lending solutions with the stability of a major regional bank combined with local market expertise. They excel in both purchase and refinance transactions, offering competitive rates and a streamlined digital application process. Their extensive branch network and mobile banking capabilities make them accessible to rural clients while maintaining high customer satisfaction ratings.

Liberty First Credit Union has been serving Southeast Nebraska communities including Concord for over 80 years, offering member-focused mortgage solutions with typically lower rates and fees than traditional banks. Their mortgage specialists provide personalized guidance through the entire home financing process, with particular expertise in first-time homebuyer programs and government-backed loans ideal for rural properties. As a credit union, they prioritize member satisfaction over profits, resulting in exceptional customer service reviews and competitive loan terms. Their digital mortgage platform combined with local relationship managers makes them accessible to Concord residents.