Top 3 Mortgage Lenders in Omaha

First Mortgage Direct is one of Omaha's highest-rated local mortgage lenders with over two decades of dedicated service to Nebraska homeowners. They maintain exceptional 4.9-star ratings across multiple review platforms due to their personalized approach, competitive rates, and efficient closing processes. As a locally-owned company, they specialize in understanding the unique Omaha housing market and offer comprehensive guidance through every step of the mortgage process, from pre-approval to closing. Their team of experienced loan officers provides tailored solutions for first-time homebuyers, move-up buyers, and refinancing clients alike.

As Nebraska's largest privately-owned bank with deep roots in Omaha since 1857, First National Bank of Omaha offers exceptional mortgage services with local decision-making and personalized customer care. They consistently earn high ratings for their competitive rates, extensive loan product portfolio, and commitment to the Omaha community. Their mortgage team includes specialists who understand local market conditions and can provide both conventional and specialized loan options. With the stability of a 160+ year institution and modern digital mortgage tools, they offer the perfect blend of traditional service and contemporary convenience.

Cobalt Credit Union has been serving the Omaha metropolitan area since 1951 and has built an outstanding reputation for mortgage lending with highly competitive rates and exceptional member service. As a not-for-profit financial cooperative, they consistently offer lower fees and more favorable terms than many traditional banks. Their mortgage team provides personalized guidance through the entire home buying process, with particular expertise in first-time homebuyer programs and local down payment assistance options. Their strong community presence and member-focused approach make them a top choice for Omaha homebuyers seeking value and outstanding service.