Top 3 Mortgage Lenders in Oshkosh

Farm Credit Services of America is one of the most established and highly-rated agricultural lenders serving rural Nebraska communities like Oshkosh. With over a century of experience, they specialize in rural property financing and understand the unique needs of agricultural and rural homebuyers. They offer competitive rates on USDA loans which are particularly beneficial for Oshkosh residents, along with comprehensive mortgage services including construction and land loans. Their deep roots in Nebraska agriculture and exceptional customer service ratings make them a top choice for Garden County homebuyers.

First State Bank & Trust has been serving the Western Nebraska region for over 75 years and is highly regarded for their personalized mortgage services. As a community-focused institution, they have extensive experience serving rural communities like Oshkosh and understand the local real estate market dynamics. They offer a full range of mortgage products with competitive rates and are particularly strong in USDA rural development loans that benefit Oshkosh homebuyers. Their local decision-making process and commitment to customer satisfaction earn them consistently high ratings.

Liberty First Credit Union serves members throughout Nebraska including the Oshkosh area, offering competitive mortgage rates and exceptional member service. As a not-for-profit financial cooperative, they often provide more favorable terms and lower fees than traditional banks. They have strong expertise in first-time homebuyer programs and USDA rural housing loans that are ideal for Oshkosh residents. Their digital mortgage application process combined with personalized service from local mortgage specialists makes them a top choice for Garden County home financing needs.